Privacy Policy
How AGS Property & Investment collects, processes, and protects your personal data
This document is published as an operational working draft for client review, architectural preview, and legal counsel consultation. It is not presented as a finalized or binding legal document, nor does it constitute formal legal advice. All operational policies, indemnification clauses, dispute mechanisms, and warranties remain subject to revision, statutory customization, and execution by authorized corporate legal counsel under the laws of the Federal Republic of Nigeria.
1. Overview & NDPR Commitment
AGS Property & Investment is committed to upholding the privacy rights of all users, visitors, buyers, landlords, and co-investors in strict alignment with the Nigeria Data Protection Act (NDPA) and the Nigeria Data Protection Regulation (NDPR).
2. Personal Information Collected
We collect personal information necessary for providing real estate and escrow services, including:
- Identity & Contact Data: Full legal name, email address, Nigerian telephone number, postal address, and government-issued identification (NIN, Driver's License, International Passport) for KYC verification.
- Financial & Transactional Data: Virtual wallet balances, Paystack/Monnify transaction references, bank payout details, and investment dividend histories.
- Technical & Telemetry Data: IP addresses, browser user-agents, session tokens, and saved property preferences.
3. How Your Data Is Processed
Your information is processed to authenticate accounts, connect you with verified sellers or accredited agents, coordinate in-person property inspections, generate official digital transaction receipts and statements of account, and transmit dividend disbursements.
4. Data Security & Encryption
All data transmissions are encrypted via modern Transport Layer Security (TLS/HTTPS). Critical verification documents and financial records are stored in restricted, access-logged object repositories with strict multi-factor access protocols.
5. Your Rights as a Data Subject
Under the NDPA, you have the right to request access to your personal data, demand rectification of inaccurate details, request data erasure (subject to statutory financial recordkeeping obligations), and object to direct promotional marketing.
6. Data Protection Officer (DPO) Inquiries
To exercise your privacy rights or lodge a complaint regarding data processing, contact our Data Protection Compliance Officer at privacy@agsproperty.com or write to our Abuja Head Office.